Fighting a Junk Debt Buyer

Most people are unaware of the fact that when they're served with a summons that they can fight that summons. You are not denying which you had a credit card debt and which you stopped spending that debt because of certain financial factors. Maybe you even tried to negotiate with the credit card firm  to make lower payments and they wouldn’t play ball. Instead, the credit card firm  sold your debt to what is known as a junk debt buyer.

A junk debt buyer will go after your debt in court since for them it's a  option to generate profits. They buy credit card debts for pennies on the dollar and then collect more than their investment from a lawsuit against you. They fully expect defendants to lie down and play dead - what they don't expect is for a defendant to respond to a summons.

When you respond to the junk debt buyer’s lawsuit you throw them off of their game and, in fact, they might even give up and walk away since it's not worth their time to respond to you. The key to getting a junk debt buyer to quit is to completely understand and follow your local court regulations. Read up on the regulations  and comprehend the time limits. It is a good option to locate a guide which can assist you to to complete the appropriate forms and find out the way to serve them on the Plaintiff in the appropriate  time limits.

Read more about how to win your credit card debt lawsuit with the help of The Defendant’s Package at interrogatories for debt collection.